Umbrella Fund is committed to protect the privacy of our clients and associated persons, our employees,
and other individuals whose personal information we collect and process. This privacy statement governs
personal data collection and other related matters. You are advised that, by registering for and
continuing to use Umbrella Fund website and/or subscribe for the product and/or services, you shall be
deemed to have agreed and accepted the terms as provided herein.
We may change this privacy policy from time to time so please check this page occasionally to ensure
that you are happy with any changes. By using our website, you are agreeing to be bound by this privacy
policy.
If you have additional questions or require more information about our privacy policy, do not hesitate
to contact us at [email protected].
Consent
By using our website, you hereby consent to our privacy policy and agree to its terms.
Collection of your personal data
The type of your personal data which we may collect varies depending on the products and/or services you
select or agreements you have with us. But generally, the personal data which we collect will include
(but are not limited to your name, date of birth, gender, nationality and race, preferred language,
email address, current home or work address, telephone or mobile phone number, fax number and
particulars of identification documents (including NRIC and/or passport number), as well as financial
and banking information as and when required). For users that register on our website (if any), we also
store the personal information they provide in their user profile.
How do we use the information
We use the information we collect in various ways, including to:
Provide, operate, and maintain our website
Improve, personalize, and expand our website
Understand and analyze how you use our website
Develop new products, services, features, and functionality
Communicate with you, either directly or through one of our partners, including for customer
service, to provide you with updates and other information relating to the website, and for
marketing and promotional purposes
Send you emails
Find and prevent fraud
How do we share your information
We do not sell your personal data to others for commercial purposes. We only share your personal
information to provide products and/or services you’ve requested, when we have your permission, or under
the following circumstances:
It is necessary to share information in order to investigate, prevent, or take action
regarding illegal activities, suspected fraud, situations involving potential threats to the
physical safety of any person, violations of terms, or as otherwise required by
law.
We provide such information to third parties who have entered into non-disclosure agreements
with us.
We provide such information to a company controlled by, or under common control with, Umbrella
Fund for any purpose permitted by this privacy policy.
We may aggregate, anonymize, and publish data for statistical and research purposes only. For
example, we may compile and share information related to the popularity of certain products
and/or services tracked by users. In any such instance, the information will not be able to be
traced back to any individual.
Security
We take precautions to ensure the security of your personal information. We ensure that our website is
protected by reasonable security measures afforded by current technology, and that all our data hosts
and servers are similarly protected by such security measures. We strongly advice you to change your
password frequently and not to use the same password for different websites.
We cannot protect any information that you transmit to other users. You should never transmit personal
or identifying information to other users.
Retention of your personal information
We retain information as long as it is necessary to provide the product and/or services requested by you
and others, subject to any legal obligations to further retain such information. Information associated
with your account will generally be kept until your account is deleted. Additionally, we may retain
information from deleted accounts to comply with the law, prevent fraud, resolve disputes, troubleshoot
problems, assist with investigations, enforce the terms, and take other actions permitted by law. The
information we retain will be handled in accordance with this privacy policy.
Cookies
Like any other website, Umbrella Fund uses cookies. These cookies are used to store information
including visitors’ preferences, and the pages on the website that the visitor accessed or visited. The
information is used to optimize the users’ experience by customizing our web page content based on
visitors’ browser type and/or other information.
Cookies are small text files that may be placed on your Web browser when you visit our website or when
you view advertisements, we have placed on another website. Cookies allow your browser to remember some
specific information which the web server can later retrieve and use. When you quit your browser, some
cookies are stored in your computer’s memory, while some expire or disappear.
Cookies are used primarily for administrative purposes, to improve your experience with our website.
Examples of this would include the use of cookies:
To improve site security by authenticating you (verify that you are who you say you are) when
you sign-in to our site.
To keep track of your specified preferences such as language, time zone and timeouts after
periods of inactivity.
In addition to administrative uses, we may also use cookies in one or more of the following ways,
depending on the website you are using to conduct research and analytics to improve our website, our
products and/or services. This includes compiling statistical information concerning, among other
things, the frequency of your use of our website, the pages visited and the length of each visit.
Please note that, if you decline to use cookies, you may experience reduced functionality and, for sites
using authentication-related cookies, declining cookies will prevent you from using the Web site
altogether. To learn more about what cookies are set on your computer as you browse the Web and how to
manage or delete them, visit www.allaboutcookies.org.
